4491 SE 89th StreetOcala, FL 34480Price: $299,900

  • Price: $299,900
  • Est. Mortgage of $/month
  • 2 Days on Market
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$/month over payments
Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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4491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 344804491 SE 89th Street Ocala FL 34480
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  • 3Bedrooms
  • 0.24Acreage
  • 2Bathrooms
  • 2023Year Built
**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT-QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces-perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for-SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*
Listing Courtesy of BRAINARD REALTY

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolLegacy Elementary School
  • High SchoolBelleview High School
  • Junior HighBelleview Middle School

Rooms

  • Bedrooms3
  • Full Bath2

Building

  • Bathroom2
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Levels One
  • RoofShingle
  • Rooms3
  • Stories1
  • Year Built2023

Property Information

  • Acreage0.24
  • Attached Garage YN Yes
  • Building Area Total 1,888
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Dimensions 84x125
  • Lot Size Square Feet 10,454
  • MFR Living Area Meters 143
  • MFR Lot Size Square Meters 971
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet1,541

Basic Information

  • List Price$299,900
  • ListingContractDate2026-11-13
  • MLS NumberTB8566660
  • Mls Status Active
  • OriginalListPrice299900
  • PostalCodePlus44249
  • PublicSurveyRange22E
  • StatusACT

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningPUD

Interior

  • Flooring Carpet, Ceramic Tile
  • Furnished Unfurnished

Amenities

  • Appliances IncludedDishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
  • Association Fee Includes Pool, Internet
  • Association YN Yes
  • Community Features Clubhouse, Community Mailbox, Dog Park, Playground, Pool
  • Other AmenitiesGarden, Pool
  • Other Equipment Smart Locks
  • PetsCats OK, Dogs OK

Other

  • Building Area Source Owner
  • Date Listed11/13/2026
  • MFR Additional Lease Restrictions All information is deemed true- Buyers/Buyers agent to do own due diligence to verify.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2008-08-28
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2026-11-13T22:43:45

Tax Information

  • Association Fee $150
  • Association Fee Frequency Quarterly
  • Fees$600
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $50
  • Tax Year 2025
  • Taxes$3,487
  • Total Monthly Fees $50

Location

  • Address4491 SE 89th Street
  • AreaOcala
  • CountyMarion
  • Exterior Features Sidewalk
  • StateFL
  • SubdivisionSummercrest
  • TownOcala
  • Township 16S
  • Zip34480

Utilities

  • Cooling Central Air
  • Heating Heat Pump
  • Laundry Features Laundry Room
  • Sewer Public Sewer
  • Utilities Electricity Connected, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 14, 2026 1:38 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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