204 Poinciana LaneLargo, FL 33770Price: $2,095,000

  • Price: $2,095,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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Pending
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  • 5Bedrooms
  • 0.24Acreage
  • 3Bathrooms
  • 1968Year Built
Under contract-accepting backup offers. Welcome to waterfront living in the quiet avenues and impeccably manicured estates of Harbor Bluffs. This beautifully kept 5 br/3ba residence spans over 3,200sf of meticulously maintained living space on a west-facing canal, offering water views from virtually every vantage point. Inside, soaring ceilings and an extra-wide staircase make a statement upon entry. The generous, light filled, flexible open floor plan features multiple split-bedroom configurations, effortlessly adapting to your lifestyle. Designed for entertaining and multigenerational living, it provides abundant room for family and guests. A versatile fifth bedroom stands ready to transform into an office, fitness studio, or nursery. The patio terrace is complete with retractable awnings and a conversation pool to relax and watch dolphins play. A private dock with a 12,000-lb lift is your invitation to the Gulf, mere minutes away. Or, enjoy the Harbor Bluffs Park, just one block away, for neighborhood gatherings. Upstairs, the 2nd-story co-primary suite terrace is your vantage point for morning espresso, twilight cocktails, and front-row seats to Florida's legendary western sunsets. Freshly painted and thoughtfully curated, the home has been meticulously kept and maintened. Improvements include a new roof (2020), HVAC's (2023), and smart kitchen appliances (2022) featuring an oven with air-fryer technology, and craft-ice freezer. Premium impact-rated windows, an integrated whole-home central vacuum system, and custom architectural pavers (2021). The true brilliance of this property lies in its sheer versatility: as a multigenerational home, or secondary waterfront retreat. Positioned securely on the mainland in Harbor Bluffs, you enjoy the absolute best of both worlds - a quintessential waterfront lifestyle entirely detached from beach traffic and bridge delays. Located just blocks from Belleair's premier restaurants, boutiques, country clubs, and championship golf courses. Publix & Walgreens are a minute golf cart drive, while top-tier regional hospitals, international airports, and the white sands of Belleair and Clearwater beaches remain effortlessly within reach. Come for the sunsets, stay for the boating, and immerse yourself in the luxury lifestyle of Harbor Bluffs.
Listing Courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

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More Info

Location Information

  • Road Frontage DescriptionPaved

School Information

  • Elementary SchoolMildred Helms Elementary-PN
  • High SchoolLargo High-PN
  • Junior HighLargo Middle-PN

Parking

  • Parking Features Driveway

Rooms

  • Bedrooms5
  • Full Bath3

Building

  • Bathroom3
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • Patio And Porch Features Deck
  • RoofShingle
  • Rooms11
  • Stories2
  • Year Built1968

Property Information

  • Acreage0.24
  • Attached Garage YN Yes
  • Building Area Total 4,010
  • BuildingAreaUnitsSquare Feet
  • Fencing Fenced, Vinyl
  • LivingAreaUnitsSquare Feet
  • Lot Size Dimensions 88x120
  • Lot Size Square Feet 10,559
  • MFR Garage Dimensions 23x26
  • MFR Living Area Meters 302
  • MFR Lot Size Square Meters 981
  • MFR Total Acreage 0 to less than 1/4
  • MFR Water Extras Lift, Seawall - Concrete
  • Square Feet3,257

Basic Information

  • List Price$2,095,000
  • ListingContractDate2026-08-23
  • MLS NumberTB8541809
  • Mls Status Pending
  • OriginalListPrice2095000
  • PostalCodePlus42615
  • PublicSurveyRange15
  • StatusPEN

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour
  • Virtual Tour URL Branded Click Here

Property

  • ZoningR-2

Interior

  • Flooring Carpet, Ceramic Tile
  • Furnished Unfurnished

Amenities

  • Appliances IncludedConvection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Association YN Yes
  • Community Features Deed Restrictions
  • Other AmenitiesPool, Golf, Waterfront, Water View, Dock
  • Other Equipment Irrigation Equipment
  • PetsYes
  • Pool Features Heated, In Ground

Other

  • Building Area Source Public Records
  • Date Listed09/07/2026
  • MFR Additional Lease Restrictions Please verify all leasing restrictions with the HOA and the city of Largo.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code AE
  • MFR Flood Zone Date 2021-08-24
  • MFR Minimum Lease 6 Months
  • Status Change Timestamp2026-09-07T14:31:41
  • Usm Previous StatusActive
  • Vegetation Mature Landscaping
  • View Water

Tax Information

  • Association Fee $420
  • Association Fee Frequency Annually
  • Fees$420
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $35
  • Tax Year 2025
  • Taxes$17,960
  • Total Monthly Fees $35

Location

  • Address204 Poinciana Lane
  • AreaLargo/Belleair Bluffs
  • CountyPinellas
  • Exterior Features Balcony, Lighting
  • MFR Water View Intracoastal Waterway
  • StateFL
  • SubdivisionHarbor Bluffs Sec 5
  • TownLargo
  • Township 29
  • Zip33770

Utilities

  • Cooling Central Air
  • Heating Electric
  • Laundry Features Laundry Room, Upper Level
  • Sewer Public Sewer
  • Utilities Electricity Connected, Public, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN Yes
  • MFR Water Frontage Feet ICW 88
  • MFR Waterfront Feet Total 88
  • Pool Private YN Yes
  • Water AccessIntracoastal Waterway
  • Water Body Name GULF INTRACOASTAL WATERWAY
  • Water FeaturesIntracoastal Waterway
  • Water ViewYes
  • WaterfrontYes
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 8, 2026 7:01 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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