3120 Crispin CircleSt Cloud, FL 34773Price: $498,990

  • Price: $498,990
  • Est. Mortgage of $/month
  • 0 Day on Market
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Federal 30-year interest rate: 7.4% last updated on Oct 8, 2026
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3120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 347733120 Crispin Circle St Cloud FL 34773
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  • 4Bedrooms
  • 0.24Acreage
  • 4Bathrooms
  • 2021Year Built
Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!
Listing Courtesy of NONA LEGACY POWERED BY LA ROSA

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolHarmony Community School (K-5)
  • High SchoolHarmony High
  • Junior HighHarmony Middle

Parking

  • Parking Features Driveway, Garage Door Opener

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • Builder Name JONES HOMES
  • Zoning111

Interior

  • Flooring Carpet, Ceramic Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside, Laundry Room, Sink
  • Sewer Public Sewer
  • Utilities Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available
  • Water Source Public

Amenities

  • Appliances IncludedDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Association Amenities
    • Clubhouse
    • Fitness Center
    • Golf Course
    • Park
    • Playground
    • Pool
  • Association Fee Includes Pool
  • Association YN Yes
  • Community Features
    • Association Recreation - Owned
    • Barbecue
    • Clubhouse
    • Community Mailbox
    • Dog Park
    • Fitness Center
    • Golf
    • Park
    • Playground
    • Pool
    • Restaurant
    • Sidewalks
  • Other AmenitiesPool, Golf, Water View
  • Other Equipment Private Entrance
  • PetsCats OK, Dogs OK

Basic Information

  • List Price$498,990
  • ListingContractDate2026-10-09
  • MLS NumberS5159351
  • Mls Status Active
  • OriginalListPrice498990
  • PostalCodePlus46112
  • PublicSurveyRange31E
  • StatusACT

Rooms

  • Bedrooms4
  • Full Bath3
  • Half Baths1
  • MFR Additional Rooms Bonus Room, Den/Library/Office, Interior In-Law Suite w/No Private Entry, Loft

Building

  • Bathroom4
  • Builder Model LUCERNE
  • Construction Materials Block, Concrete, Stucco, Frame
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • MFR Complex Community Name NCCB Osprey Cove
  • Patio And Porch Features Front Porch, Patio, Rear Porch, Screened
  • RoofShingle
  • Rooms4
  • Stories2
  • Window Features Blinds, Double Pane Windows, Shutters
  • Year Built2021

Water Body

  • MFR Water Access YN Yes
  • Water AccessLake
  • Water ViewYes

Tax Information

  • Association Fee $110
  • Association Fee Frequency Quarterly
  • Fees$440
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $36
  • Tax Other Annual Assessment Amount $2,281
  • Tax Year 2025
  • Taxes$4,455
  • Total Monthly Fees $36

Location

  • Address3120 Crispin Circle
  • AreaSt Cloud (Harmony)
  • CountyOsceola
  • Exterior Features Private Entrance
  • MFR Water View Pond
  • StateFL
  • SubdivisionHarmony West Ph 1a
  • TownSt Cloud
  • Township 26S
  • Zip34773

Property Information

  • Acreage0.24
  • Attached Garage YN Yes
  • Building Area Total 3,518
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionOversized Lot
  • Lot Size Dimensions 50 X 128 X 114 X 128
  • Lot Size Square Feet 10,454
  • MFR Garage Dimensions 22X22
  • MFR Living Area Meters 253
  • MFR Lot Size Square Meters 971
  • MFR Total Acreage 0 to less than 1/4
  • Property Condition Completed
  • Square Feet2,732

Other

  • Building Area Source Appraiser
  • Date Listed10/14/2026
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2013-06-18
  • MFR Minimum Lease 7 Months
  • Status Change Timestamp2026-10-14T04:05:14
  • View Water
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of October 14, 2026 11:32 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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