2786 Harmonia Hammock RoadSt Cloud, FL 34773Price: $464,999

  • Price: $464,999
  • Est. Mortgage of $/month
  • 2 Days on Market
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Federal 30-year interest rate: 6.66% last updated on Jul 30, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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2786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 347732786 Harmonia Hammock Road St Cloud FL 34773
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  • 5Bedrooms
  • 0.31Acreage
  • 3Bathrooms
  • 2021Year Built
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
Listing Courtesy of THE FIRM RE

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More Info

Location Information

  • Road Frontage DescriptionConcrete, Paved

School Information

  • Elementary SchoolHarmony Community School (K-5)
  • High SchoolHarmony High
  • Junior HighHarmony Middle

Rooms

  • Bedrooms5
  • Full Bath3

Location

  • Address2786 Harmonia Hammock Road
  • AreaSt Cloud (Harmony)
  • CountyOsceola
  • Exterior Features Sidewalk, Sliding Doors, Sprinkler Metered
  • MFR Water View Pond
  • StateFL
  • SubdivisionVillages At Harmony Ph 1b
  • TownSt Cloud
  • Township 26S
  • Zip34773

Property Information

  • Acreage0.31
  • Attached Garage YN Yes
  • Building Area Total 3,198
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionConservation Area, Corner Lot, Oversized Lot
  • Lot Size Square Feet 13,504
  • MFR Living Area Meters 243
  • MFR Lot Size Square Meters 1255
  • MFR Total Acreage 1/4 to less than 1/2
  • Square Feet2,626

Basic Information

  • List Price$464,999
  • ListingContractDate2026-07-31
  • MLS NumberS5154542
  • Mls Status Active
  • OriginalListPrice464999
  • PostalCodePlus46132
  • PublicSurveyRange31E
  • StatusACT

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • Builder Name DR Horton
  • ZoningPUD

Interior

  • Flooring Carpet, Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Laundry Room, Upper Level
  • Sewer Public Sewer
  • Utilities
    • BB/HS Internet Available
    • Cable Available
    • Electricity Connected
    • Public
    • Sewer Connected
    • Sprinkler Meter
    • Sprinkler Recycled
    • Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewYes

Tax Information

  • Association Fee $110
  • Association Fee Frequency Quarterly
  • Fees$440
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $36
  • Tax Other Annual Assessment Amount $2,087
  • Tax Year 2025
  • Taxes$7,359
  • Total Monthly Fees $36

Building

  • Bathroom3
  • Builder Model Hayden
  • Construction Materials Block, Concrete, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • RoofShingle
  • Rooms3
  • Stories2
  • Year Built2021

Amenities

  • Appliances IncludedDishwasher, Disposal, Microwave, Range, Refrigerator
  • Association YN Yes
  • Community Features Street Lights
  • MFR Pet Restrictions Information provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.
  • Other AmenitiesPool, Water View
  • PetsCats OK, Dogs OK

Other

  • Building Area Source Public Records
  • Date Listed07/31/2026
  • MFR Additional Lease Restrictions Information provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease 8-12 Months
  • Status Change Timestamp2026-07-31T12:47:02
  • View Water
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of August 1, 2026 9:04 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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