1315 Pine Island Drive NSt Cloud, FL 34771Price: $375,000

  • Price: $375,000
  • Est. Mortgage of $/month
  • 89 Days on Market
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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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1315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 347711315 Pine Island Drive N St Cloud FL 34771
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  • 1Bedrooms
  • 0.07Acreage
  • 2Bathrooms
  • 2018Year Built
This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system. Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup-perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.
Listing Courtesy of TIE TEAM REALTY LLC

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More Info

Location Information

  • Road Frontage DescriptionPaved

Rooms

  • Bedrooms1
  • Full Bath1
  • Half Baths1

Basic Information

  • Property SubTypeManufactured Home
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningOPUD

Interior

  • Flooring Vinyl
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Laundry Room, Other, Outside
  • Sewer Public Sewer
  • Utilities Cable Available, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Additional Water Information LAKE CONNECTS TO MANY MORE LAKES
  • MFR Water Access YN Yes
  • MFR Water Frontage Feet Lake Chain 60
  • MFR Waterfront Feet Total 60
  • Water AccessLake - Chain of Lakes
  • Water Body Name CENTER LAKE
  • Water FeaturesLake Privileges
  • Water ViewYes
  • WaterfrontYes

Basic Information

  • List Price$375,000
  • ListingContractDate2026-04-01
  • MLS NumberS5146989
  • Mls Status Active
  • OriginalListPrice375000
  • PostalCodePlus47457
  • PublicSurveyRange31
  • StatusACT

Location

  • Address1315 Pine Island Drive N
  • AreaSt Cloud (Magnolia Square)
  • CountyOsceola
  • Exterior Features Lighting, Sliding Doors, Storage
  • MFR Water View Lake - Chain of Lakes
  • StateFL
  • SubdivisionShelter Cove
  • TownSt Cloud
  • Township 25S
  • Zip34771

Amenities

  • Appliances IncludedCooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System
  • Association Amenities Clubhouse, Pool, Shuffleboard Court
  • Association Fee Includes
    • Common Area Taxes
    • Pool
    • Private Road
    • Sewer
    • Trash
    • Water
  • Association YN Yes
  • Community Features
    • Buyer Approval Required
    • Clubhouse
    • Community Mailbox
    • Gated Community - No Guard
    • Golf Carts OK
    • Pool
  • MFR Pet Restrictions refer to community website for rules and regulationsand pet restrictions. www.sheltercoveflorida.com
  • Other AmenitiesPool, Lakefront, Waterfront, Water View, Dock
  • PetsBreed Restrictions, Yes

Tax Information

  • Association Fee $178
  • Association Fee Frequency Monthly
  • Fees$2,136
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $178
  • Tax Year 2025
  • Taxes$996
  • Total Monthly Fees $178

Building

  • Bathroom2
  • Construction Materials HardiPlank Type
  • Foundation Details Block
  • Levels One
  • RoofMetal
  • Rooms4
  • Window Features Blinds, Double Pane Windows
  • Year Built2018

Property Information

  • Acreage0.07
  • Building Area Total 521
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionIn County, Landscaped, Paved
  • Lot Size Square Feet 3,003
  • MFR Living Area Meters 48
  • MFR Lot Size Square Meters 279
  • MFR Property Description End Unit
  • MFR Total Acreage 0 to less than 1/4
  • MFR Water Extras Assigned Boat Slip, Boat Ramp - Private, Seawall - Other, Skiing Allowed
  • Other Structures Cabana, Shed(s), Storage
  • Square Feet521

Other

  • Building Area Source Public Records
  • Date Listed04/01/2026
  • MFR Additional Lease Restrictions LEASING RESTRICTIONS TO BE VERFIED BY BUYER
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code AE
  • Status Change Timestamp2026-04-02T01:25:51
  • View Water
  • View Count1
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 28, 2026 9:32 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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