3204 Oxbow CourtSt Cloud, FL 34773Price: $449,900

  • Price: $449,900
  • Est. Mortgage of $/month
  • 130 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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3204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 347733204 Oxbow Court St Cloud FL 34773
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  • 4Bedrooms
  • 0.11Acreage
  • 3Bathrooms
  • 2022Year Built
Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy-perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you'll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor-ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You'll be just minutes from the beaches and less than an hour to Orlando's theme parks and international airport-giving you the best of both Florida fun and everyday practicality. Don't miss your chance to own a move-in-ready home in a great location with top-rated schools!
Listing Courtesy of TIE TEAM REALTY LLC

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

Rooms

  • Bedrooms4
  • Full Bath3
  • MFR Additional Rooms Inside Utility

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Building

  • Bathroom3
  • Builder Model HARBOR ISLE
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • Patio And Porch Features Covered, Front Porch, Rear Porch
  • RoofShingle
  • Rooms7
  • Year Built2022

Amenities

  • Appliances IncludedDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Association Amenities
    • Clubhouse
    • Fitness Center
    • Gated
    • Golf Course
    • Playground
    • Pool
  • Association Fee Includes Common Area Taxes, Pool, Maintenance Grounds, Maintenance
  • Association YN Yes
  • MFR Pet Restrictions CHECK WITH HOA AND COUNTY
  • Other AmenitiesPool, Golf
  • Other Equipment Irrigation Equipment
  • PetsYes

Basic Information

  • List Price$449,900
  • ListingContractDate2026-02-19
  • MLS NumberS5144242
  • Mls Status Active
  • OriginalListPrice469000
  • PostalCodePlus46165
  • PublicSurveyRange32
  • StatusACT

Location

  • Address3204 Oxbow Court
  • AreaSt Cloud (Harmony)
  • CountyOsceola
  • Exterior Features Rain Gutters, Sliding Doors
  • StateFL
  • SubdivisionEnclave At Lakes Of Harmony
  • TownSt Cloud
  • Township 26S
  • Zip34773

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside, Laundry Room, Upper Level
  • Sewer Public Sewer
  • Utilities Electricity Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Other

  • Building Area Source Public Records
  • Date Listed02/19/2026
  • MFR Additional Lease Restrictions CHECK WITH HOA AND COUNTY
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease 7 Months
  • Status Change Timestamp2026-02-19T22:14:49
  • View Trees/Woods
  • View Count3

Tax Information

  • Association Fee $260
  • Association Fee Frequency Quarterly
  • Fees$2,588
  • MFR Association Fee Requirement Required
  • MFR Other Fees Amount $387
  • MFR Other Fees Term Quarterly
  • Monthly HOA Amount $86
  • Tax Other Annual Assessment Amount $1,835
  • Tax Year 2024
  • Taxes$6,065
  • Total Monthly Fees $215

Property

  • Builder Name JONES USA
  • ZoningLDR

Interior

  • Flooring Carpet, Tile
  • Furnished Unfurnished

Property Information

  • Acreage0.11
  • Attached Garage YN Yes
  • Building Area Total 3,034
  • BuildingAreaUnitsSquare Feet
  • Fencing Fenced
  • LivingAreaUnitsSquare Feet
  • Lot Description
    • Cleared
    • Conservation Area
    • Landscaped
    • Near Golf Course
    • Paved
    • Sidewalk
  • Lot Size Square Feet 4,792
  • MFR Garage Dimensions 22x20
  • MFR Living Area Meters 219
  • MFR Lot Size Square Meters 445
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet2,361
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 28, 2026 11:01 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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