3212 Oak Tree LaneWinter Haven, FL 33884Price: $348,900

  • Price: $348,900
  • Est. Mortgage of $/month
  • 2 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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3212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 338843212 Oak Tree Lane Winter Haven FL 33884
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  • 3Bedrooms
  • 0.15Acreage
  • 2Bathrooms
  • 2003Year Built
"A Step Above the Rest" describes this 3BR/2BA beauty w/ upgrades galore located in the desirable gated, golfing community of Cypresswood. Located on a quiet dead-end, this home has no rear neighbors & has a beautiful view of a pasture w/ gorgeous oak trees, & occasionally, you'll get to see the cows grazing behind you. From the moment you enter the home, you'll notice the upgrades starting in the foyer w/ its triple tray ceiling adorned w/ an ornate medallion & arched entryways. One leads into the spacious great room, which also features a dramatic tray ceiling, as well as built-ins & French doors leading to the largely expanded screened patio. The great room also boasts a formal dining area, which is in addition to the quaint breakfast nook in the kitchen. You'll love the kitchen w/ it's upgraded wooden cabinets featuring tall staggered uppers, a bi-level breakfast bar, an island counter w/ electric on both ends, a pantry closet, & it's fully equipped w/ all of the appliances. The home features a split BR plan w/ all generously sized rooms. The primary suite has a large walk-in closet, a double sink vanity, a skylight & spacious step-in shower. There's crown moldings, ornate ceiling medallions & upgraded tile floors throughout the entire home. The large, expanded scr patio overlooks the beautiful pasture w/ pretty oak trees. The laundry rm is tucked conveniently between the kitchen & garage & has a wash tub as well as the washer/dryer being included. The home has surround sound, a whole home Generac generator, a pavered driveway & entrance, & an irrigation system on its own meter & a fenced back yard w/ plenty of room for furry friends to romp & play. Enjoy an abundance of community amenities including: tennis & pickleball courts, a swimming pool, a clubhouse w/ wellness center, a lounge & restaurant, a pro-shop & best yet, it's a guard, gated golfing community w/ an 18-hole championship golf course designed by award-winning designer Ron Garl.The course is open 365 days a year, 7 days a week, from sunrise to sunset & there's also excellent practice facilities, including a putting green, chipping green & driving range. Located in Central Florida between Tampa & Orlando & near restaurants, the new Publix grocery store & Legoland! All measurements are approximate & all info should be confirmed by buyer.
Listing Courtesy of JULIE MATTHEWS GROUP LLC

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More Info

Location Information

  • Road Frontage DescriptionPaved

Parking

  • Parking Features Garage Door Opener

Rooms

  • Bedrooms3
  • Full Bath2
  • MFR Additional Rooms Breakfast Room Separate, Great Room, Inside Utility

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Interior

  • Flooring Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Electric Dryer Hookup, Inside, Laundry Room, Sink
  • Sewer Public Sewer
  • Utilities
    • BB/HS Internet Available
    • Cable Connected
    • Electricity Connected
    • Natural Gas Available
    • Phone Available
    • Public
    • Sewer Connected
    • Sprinkler Meter
    • Underground Utilities
    • Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Basic Information

  • List Price$348,900
  • ListingContractDate2026-11-11
  • MLS NumberP4940379
  • Mls Status Active
  • OriginalListPrice348900
  • PostalCodePlus41331
  • PublicSurveyRange27
  • StatusACT

Location

  • Address3212 Oak Tree Lane
  • AreaWinter Haven / Cypress Gardens
  • CountyPolk
  • Exterior Features Permeable Paving, Private Mailbox, Rain Gutters, Sprinkler Metered
  • StateFL
  • SubdivisionOakgrove Sub
  • TownWinter Haven
  • Township 28
  • Zip33884

Property Information

  • Acreage0.15
  • Attached Garage YN Yes
  • Building Area Total 3,087
  • BuildingAreaUnitsSquare Feet
  • Fencing Fenced
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionCity Limits, Landscaped, Near Golf Course, Street Dead-End, Paved
  • Lot Size Square Feet 6,599
  • MFR Living Area Meters 191
  • MFR Lot Size Square Meters 613
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet2,066

Other

  • Building Area Source Estimated
  • Date Listed11/13/2026
  • MFR Additional Lease Restrictions Buyers should confirm with HOA any rental restrictions that may apply
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2016-12-22
  • MFR Minimum Lease No Minimum
  • Status Change Timestamp2026-11-13T20:55:14

Tax Information

  • Association Fee $444
  • Association Fee Frequency Quarterly
  • Fees$1,776
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $148
  • Tax Year 2025
  • Taxes$2,374
  • Total Monthly Fees $148

Building

  • Bathroom2
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • Patio And Porch Features Rear Porch, Screened
  • RoofShingle
  • Rooms9
  • Stories1
  • Window Features Skylight(s)
  • Year Built2003

Amenities

  • Appliances IncludedDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Association Amenities
    • Clubhouse
    • Gated
    • Golf Course
    • Pickleball Court(s)
    • Recreation Facilities
    • Tennis Court(s)
  • Association Fee Includes Guard - 24 Hour, Pool, Recreational Facilities
  • Association YN Yes
  • Community Features
    • Clubhouse
    • Deed Restrictions
    • Fitness Center
    • Gated Community - Guard
    • Golf
    • Golf Carts OK
    • Pool
    • Restaurant
    • Street Lights
    • Tennis Court(s)
  • MFR Pet Restrictions Buyer should confirm w/ HOA any pet restrictions that may apply
  • Other AmenitiesPool, Golf, Tennis
  • Other Equipment Irrigation Equipment, Permeable Paving, Generator
  • PetsYes
  • Security Features Gated Community, Smoke Detector(s)
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 14, 2026 1:38 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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