4099 Island Lakes DriveWinter Haven, FL 33881Price: $389,000

  • Price: $389,000
  • Est. Mortgage of $/month
  • 454 Days on Market
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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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4099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 338814099 Island Lakes Drive Winter Haven FL 33881
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  • 3Bedrooms
  • 0.4Acreage
  • 2Bathrooms
  • 2006Year Built
Virtually Staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you're looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.
Listing Courtesy of KELLER WILLIAMS REALTY SMART 1

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More Info

Location Information

  • Road Frontage DescriptionPaved

Rooms

  • Bedrooms3
  • Full Bath2

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Interior

  • Flooring Laminate

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside
  • Sewer Public Sewer
  • Utilities Electricity Connected, Water Connected
  • Water Source Public

Property Information

  • Acreage0.4
  • Attached Garage YN Yes
  • Building Area Total 2,252
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionCity Limits, Paved
  • Lot Size Square Feet 17,529
  • MFR Living Area Meters 148
  • MFR Lot Size Square Meters 1628
  • MFR Total Acreage 1/4 to less than 1/2
  • MFR Water Extras Skiing Allowed
  • Square Feet1,603

Basic Information

  • List Price$389,000
  • ListingContractDate2025-04-01
  • MLS NumberP4934266
  • Mls Status Active
  • OriginalListPrice439000
  • PostalCodePlus45604
  • PublicSurveyRange26
  • StatusACT

Location

  • Address4099 Island Lakes Drive
  • AreaWinter Haven / Florence Villa
  • CountyPolk
  • Exterior Features Lighting
  • MFR Water View Lake - Chain of Lakes
  • StateFL
  • SubdivisionIsland Lakes
  • TownWinter Haven
  • Township 28
  • Zip33881

Amenities

  • Appliances IncludedDishwasher, Microwave, Range, Refrigerator
  • Association YN Yes
  • MFR Pet Restrictions Please independently verify any pet restrictions with HOA.
  • Other AmenitiesLakefront, Waterfront, Water View
  • PetsCats OK, Dogs OK, Yes

Tax Information

  • Association Fee $50
  • Association Fee Frequency Quarterly
  • Fees$200
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $16
  • Tax Year 2024
  • Taxes$5,193
  • Total Monthly Fees $16

Building

  • Bathroom2
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • Patio And Porch Features Covered, Front Porch, Rear Porch, Screened
  • RoofShingle
  • Rooms5
  • Stories1
  • Year Built2006

Water Body

  • MFR Water Access YN Yes
  • MFR Water Frontage Feet Lake Chain 59
  • MFR Waterfront Feet Total 59
  • Water AccessLake - Chain of Lakes
  • Water Body Name LAKE ROCHELLE
  • Water FeaturesLake Privileges
  • Water ViewYes
  • WaterfrontYes

Other

  • Building Area Source Public Records
  • Date Listed04/01/2025
  • MFR Additional Lease Restrictions No short term rentals allowed. Please independently verify any leasing restrictions with HOA.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2025-04-01T11:57:03
  • View Count6
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 28, 2026 9:32 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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