520 Brown Bear WaySt Cloud, FL 34772Price: $309,900

  • Price: $309,900
  • Est. Mortgage of $/month
  • 1 Day on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.18% last updated on Nov 5, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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520 Brown Bear Way St Cloud FL 34772
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  • 3Bedrooms
  • 0.13Acreage
  • 2Bathrooms
  • 2006Year Built
New photos coming soon. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.
Listing Courtesy of PROPERTY LOGIC RE

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolMichigan Avenue Elem (K 5)
  • High SchoolSt. Cloud High School
  • Junior HighSt. Cloud Middle (6-8)

Rooms

  • Bedrooms3
  • Full Bath2

Building

  • Bathroom2
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • Patio And Porch Features Front Porch, Patio
  • RoofShingle
  • Rooms5
  • Year Built2006

Amenities

  • Appliances IncludedDishwasher, Disposal, Microwave, Range
  • Association YN Yes
  • MFR Amenities Additional Fees Buyer to verify with HOA.
  • MFR Pet Restrictions Buyer to verify with HOA.
  • Other AmenitiesWater View
  • Other Equipment Irrigation Equipment
  • PetsYes

Other

  • Building Area Source Public Records
  • Date Listed11/06/2026
  • MFR Additional Lease Restrictions Buyer to verify with HOA.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2013-06-18
  • MFR Minimum Lease 8-12 Months
  • Status Change Timestamp2026-11-07T04:15:20
  • View Water

Basic Information

  • List Price$309,900
  • ListingContractDate2026-11-06
  • MLS NumberO6455671
  • Mls Status Active
  • OriginalListPrice309900
  • PostalCodePlus47094
  • PublicSurveyRange30
  • StatusACT

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential

Property

  • ZoningSPUD

Interior

  • Flooring Laminate, Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside
  • Sewer Public Sewer
  • Utilities Cable Available, Electricity Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewYes

Tax Information

  • Association Fee $550
  • Association Fee Frequency Annually
  • Fees$550
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $45
  • Tax Year 2025
  • Taxes$4,320
  • Total Monthly Fees $45

Location

  • Address520 Brown Bear Way
  • AreaSt Cloud (Narcoossee Road)
  • CountyOsceola
  • Exterior Features Sidewalk
  • MFR Water View Pond
  • StateFL
  • SubdivisionSouthern Pines Unit 2
  • TownSt Cloud
  • Township 26
  • Zip34772

Property Information

  • Acreage0.13
  • Attached Garage YN Yes
  • Building Area Total 1,720
  • BuildingAreaUnitsSquare Feet
  • Fencing Fenced, Vinyl, Wood
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionLandscaped, Paved
  • Lot Size Square Feet 5,532
  • MFR Living Area Meters 117
  • MFR Lot Size Square Meters 514
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet1,264
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 7, 2026 11:35 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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