1285 Hilltop PlaceSt Cloud, FL 34772Price: $499,000

  • Price: $499,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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Federal 30-year interest rate: 7.24% last updated on Oct 29, 2026
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1285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 347721285 Hilltop Place St Cloud FL 34772
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  • 4Bedrooms
  • 0.16Acreage
  • 4Bathrooms
  • 2021Year Built
Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida's fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New Roof 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls-all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting
Listing Courtesy of KELLER WILLIAMS REALTY AT THE PARKS

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolMichigan Avenue Elem (K 5)
  • High SchoolSt. Cloud High School
  • Junior HighSt. Cloud Middle (6-8)

Parking

  • Parking Features
    • Driveway
    • Garage Door Opener
    • Guest
    • Off Street
    • On Street
    • Parking Pad

Location

  • Address1285 Hilltop Place
  • AreaSt Cloud (Narcoossee Road)
  • CountyOsceola
  • Exterior Features Garden, Lighting, Private Yard, Rain Gutters, Sidewalk
  • StateFL
  • SubdivisionReserve At Pine Tree
  • TownSt Cloud
  • Township 26S
  • Zip34772

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer Public Sewer
  • Utilities BB/HS Internet Available, Cable Available, Electricity Connected, Public
  • Water Source Public

Amenities

  • Appliances IncludedBuilt-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
  • Association Amenities Clubhouse, Fitness Center, Park, Playground, Pool
  • Association Fee Includes Pool, Maintenance Grounds
  • Association YN Yes
  • Community Features
    • Clubhouse
    • Community Mailbox
    • Fitness Center
    • Park
    • Playground
    • Pool
    • Sidewalks
  • MFR Pet Restrictions BUYER TO VERIFY ALL PET RESTRICTIONS WITH THE ASSOCIATION AND COUNTY
  • Other AmenitiesPool, Golf, Lakefront
  • Other Equipment Private Yard
  • PetsCats OK, Dogs OK

Basic Information

  • List Price$499,000
  • ListingContractDate2026-11-02
  • MLS NumberO6452769
  • Mls Status Active
  • OriginalListPrice499000
  • PostalCodePlus46540
  • PublicSurveyRange30E
  • StatusACT

Rooms

  • Bedrooms4
  • Full Bath3
  • Half Baths1
  • MFR Additional Rooms Inside Utility, Loft

Building

  • Bathroom4
  • Construction Materials Block, Brick, Concrete, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • MFR Floor Number 2
  • Patio And Porch Features Front Porch, Patio, Porch, Rear Porch
  • Property StyleContemporary, Craftsman
  • RoofShingle
  • Rooms10
  • Stories2
  • Window Features Skylight(s), Blinds, Drapes, Rods, Window Treatments
  • Year Built2021

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Other

  • Building Area Source Public Records
  • Date Listed11/02/2026
  • MFR Additional Lease Restrictions BUYER TO VERIFY ALL LEASE RESTRICTIONS WITH THE ASSOCIATION AND COUNTY
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease No Minimum
  • Status Change Timestamp2026-11-02T18:52:09
  • Vegetation Mature Landscaping, Trees/Landscaped
  • View Garden

Tax Information

  • Association Fee $114
  • Association Fee Frequency Monthly
  • Fees$1,368
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $114
  • Tax Year 2025
  • Taxes$6,124
  • Total Monthly Fees $114

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual Tour URL Branded Click Here

Property

  • Builder Name CENTURY HOMES FLORIDA LLC
  • ZoningR1

Interior

  • Flooring Carpet, Ceramic Tile, Laminate
  • Furnished Unfurnished

Property Information

  • Acreage0.16
  • Attached Garage YN Yes
  • Building Area Total 3,556
  • BuildingAreaUnitsSquare Feet
  • Fencing Fenced, Vinyl
  • LivingAreaUnitsSquare Feet
  • Lot Description
    • Cleared
    • In County
    • Landscaped
    • Level
    • Paved
    • Sidewalk
  • Lot Size Square Feet 6,970
  • MFR Garage Dimensions 23X20
  • MFR Living Area Meters 285
  • MFR Lot Size Square Meters 648
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet3,068
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 3, 2026 6:55 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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