4922 Tortoise TrailSt Cloud, FL 34771Price: $470,000

  • Price: $470,000
  • Est. Mortgage of $/month
  • 3 Days on Market
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Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026
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4922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 347714922 Tortoise Trail St Cloud FL 34771
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  • 3Bedrooms
  • 0.15Acreage
  • 2Bathrooms
  • 2014Year Built
YOUR NEXT FINISH LINE AWAITS IN TURTLE CREEK! Discover the perfect blend of comfort, style, and versatility in this beautifully maintained, move-in-ready home located in the desirable Turtle Creek community of St. Cloud, Florida! Offering over 2,323 square feet of heated living space, this spacious 3 bedroom, 2 bathroom residence also features a dedicated den and separate formal dining room, providing endless possibilities to fit your lifestyle. From the moment you arrive, you'll appreciate the charming covered front porch, inviting curb appeal, and the added privacy of NO FRONT NEIGHBORS! Step inside to a freshly painted interior featuring beautiful ceramic tile flooring throughout the main living areas and luxury vinyl flooring in the bedrooms, combining elegance with easy maintenance. The open concept layout creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen features gorgeous granite countertops, stainless steel appliances, and ample space to prepare your favorite meals while staying connected with family and guests. NEED ROOM TO SHIFT GEARS? The versatile den and separate formal dining room offer the flexibility to create a home office, fitness room, playroom, hobby space, or additional entertainment area. Whether you're working from home or simply looking for extra space, this home offers options to suit your needs. Retreat to the spacious primary suite, complete with TWO WALK-IN CLOSETS offering generous storage space and a private en-suite bathroom featuring dual vanities, a separate walk in shower, and a relaxing garden style soaking tub. Two additional bedrooms provide comfortable accommodations for family or guests. The thoughtfully designed second bathroom also features dual sinks and a separate room for the toilet and bathtub, providing added privacy and convenience when multiple people are getting ready. Step outside to your own private backyard retreat! The spacious, fully fenced backyard and screened in patio provide the perfect setting for morning coffee, weekend gatherings, outdoor dining, or simply enjoying Florida's beautiful weather. Additional highlights include a 2 car garage equipped with a smart garage door opener and built-in camera, plenty of guest parking, a covered front porch, and NO CDD FEES! ENJOY THE TURTLE CREEK LIFESTYLE! Beyond your front door, discover a welcoming community offering TWO swimming pools, a playground, a dog park, neighborhood sidewalks, scenic lakeside walking trails, and beautiful green spaces ideal for outdoor recreation and community events. Whether you enjoy an evening stroll, spending time outdoors with your four-legged companion, or gathering with neighbors, Turtle Creek offers wonderful opportunities to enjoy the Florida lifestyle. Conveniently located near shopping, dining, schools, major roadways, and the growing Lake Nona area, this home offers the perfect balance of neighborhood charm and accessibility to Central Florida's many attractions. MOTIVATED SELLER! With generous living spaces, desirable features, added privacy, ample guest parking, fantastic community amenities, and a convenient location, this home is ready for its next chapter. DON'T LET THIS ONE RACE PAST YOU! Schedule your private showing today and make this beautiful Turtle Creek home your next FINISH LINE!
Listing Courtesy of PREFERRED REAL ESTATE BROKERS

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolLakeview Elem (K 5)
  • High SchoolNova Lakes High School
  • Junior HighNarcoossee Middle

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningRESI

Interior

  • Flooring Luxury Vinyl, Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Laundry Closet
  • Sewer Public Sewer
  • Utilities Electricity Connected, Public, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Basic Information

  • List Price$470,000
  • ListingContractDate2026-10-17
  • MLS NumberO6450670
  • Mls Status Active
  • OriginalListPrice470000
  • StatusACT

Rooms

  • Bedrooms3
  • Full Bath2
  • MFR Additional Rooms Den/Library/Office, Formal Dining Room Separate

Building

  • Bathroom2
  • Construction Materials Block
  • Foundation Details Slab
  • GarageYes
  • Levels One
  • RoofShingle
  • Rooms3
  • Window Features Shades, Window Treatments
  • Year Built2014

Amenities

  • Appliances IncludedConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator
  • Association YN Yes
  • Community Features Street Lights
  • Other AmenitiesGarden, Pool
  • Other Equipment Irrigation Equipment, Private Yard, Smart Locks
  • PetsYes

Other

  • Building Area Source Public Records
  • Date Listed10/17/2026
  • MFR Additional Lease Restrictions Please confirm with HOA for lease restrictions
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code x
  • MFR Minimum Lease 8-12 Months
  • Status Change Timestamp2026-10-17T21:50:20

Tax Information

  • Association Fee $92
  • Association Fee Frequency Monthly
  • Fees$1,113
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $92
  • Tax Year 2025
  • Taxes$4,097
  • Total Monthly Fees $92

Location

  • Address4922 Tortoise Trail
  • AreaSt Cloud (Magnolia Square)
  • CountyOsceola
  • Exterior Features Private Yard, Sidewalk
  • StateFL
  • SubdivisionTurtle Creek
  • TownSt Cloud
  • Zip34771

Property Information

  • Acreage0.15
  • Attached Garage YN Yes
  • Building Area Total 3,140
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Dimensions 50 x 135
  • Lot Size Square Feet 6,750
  • MFR Living Area Meters 215
  • MFR Lot Size Square Meters 627
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet2,323
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of October 20, 2026 7:02 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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