197 Nandina TerraceWinter Springs, FL 32708Price: $689,900

  • Price: $689,900
  • Est. Mortgage of $/month
  • 2 Days on Market
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$
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$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708197 Nandina Terrace Winter Springs FL 32708
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  • 4Bedrooms
  • 0.21Acreage
  • 3Bathrooms
  • 1999Year Built
THERE ARE HOMES YOU SEE...and HOMES YOU FEEL! Privacy, space, and a peaceful conservation setting come together in this 4-bedroom, 3-bath pool home in the gated community of Howell Creek Reserve. Backing to conservation with no rear neighbors, the backyard feels like your own private retreat-perfect for relaxing by the pool or entertaining family and friends. Inside, the thoughtfully designed triple-split floor plan offers exceptional privacy, while soaring ceilings, crown molding, and updated lighting create an inviting, open atmosphere. The spacious primary suite features a tray ceiling, sitting area, walk-in closet, and an additional closet for extra storage. The kitchen offers granite countertops, a newer refrigerator and dishwasher, and opens seamlessly to the living spaces. Two bathrooms were renovated in 2020, and major updates include newer roof (2019), new HVAC (2026), newer water heater (2024), and a newer pool pump. Located just minutes from the Cross Seminole Trail, parks, shopping, dining, and top-rated Seminole County schools, this home offers the perfect balance of comfort, convenience, and Florida outdoor living. CALL TODAY to schedule your private Showing.
Listing Courtesy of COLDWELL BANKER REALTY

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More Info

Location Information

  • Road Frontage DescriptionPaved

School Information

  • Elementary SchoolLawton Elementary
  • High SchoolOviedo High
  • Junior HighIndian Trails Middle

Parking

  • Parking Features Driveway, Garage Door Opener

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential

Property

  • ZoningPUD

Interior

  • Flooring Carpet, Ceramic Tile, Luxury Vinyl
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Inside, Laundry Room
  • Sewer Public Sewer
  • Utilities Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities
  • Water Source Public

Water Body

  • MFR Additional Water Information Property backs to Howell Creek
  • MFR Water Access YN Yes
  • Pool Private YN Yes
  • Water AccessCreek
  • Water Body Name HOWELL CREEK
  • Water ViewYes

Basic Information

  • List Price$689,900
  • ListingContractDate2026-07-18
  • MLS NumberO6426345
  • Mls Status Active
  • OriginalListPrice689900
  • PublicSurveyRange31
  • StatusACT

Rooms

  • Bedrooms4
  • Full Bath3
  • MFR Additional Rooms Family Room, Inside Utility

Building

  • Bathroom3
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • Patio And Porch Features Covered, Enclosed, Rear Porch, Screened
  • Property StyleFlorida
  • RoofShingle
  • Rooms12
  • Window Features Blinds
  • Year Built1999

Amenities

  • Appliances IncludedDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Association Amenities Fence Restrictions, Gated, Playground, Pool
  • Association Fee Includes Pool, Escrow Reserves Fund, Private Road, Recreational Facilities
  • Association YN Yes
  • Community Features
    • Deed Restrictions
    • Golf Carts OK
    • Playground
    • Pool
    • Sidewalks
    • Street Lights
  • MFR Number Of Pets 2
  • MFR Pet Restrictions Contact HOA/Mgmt Co for details on pet restrictions
  • Other AmenitiesPool, Water View
  • Other Equipment Irrigation Equipment
  • PetsYes
  • Pool Features Gunite, In Ground, Screen Enclosure
  • Security Features Gated Community, Security System Owned, Smoke Detector(s)
  • Spa Features In Ground

Tax Information

  • Association Fee $325
  • Association Fee Frequency Quarterly
  • Fees$1,300
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $108
  • Tax Year 2025
  • Taxes$5,729
  • Total Monthly Fees $108

Location

  • Address197 Nandina Terrace
  • AreaCasselberrry/Winter Springs / Tuscawilla
  • CountySeminole
  • Exterior Features Sidewalk, Sliding Doors
  • MFR Water View Creek
  • StateFL
  • SubdivisionHowell Creek Reserve Ph 3
  • TownWinter Springs
  • Township 21
  • Zip32708

Property Information

  • Acreage0.21
  • Attached Garage YN Yes
  • Building Area Total 3,285
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Description
    • City Limits
    • Conservation Area
    • Near Golf Course
    • Paved
    • Private
    • Sidewalk
  • Lot Size Square Feet 9,202
  • MFR Garage Dimensions 21x20
  • MFR Living Area Meters 232
  • MFR Lot Size Square Meters 855
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet2,501

Other

  • Building Area Source Public Records
  • Date Listed07/18/2026
  • MFR Additional Lease Restrictions Contact HOA/Mgmt Co for details on lease restrictions and minimum lease period.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2007-09-28
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2026-07-18T18:02:37
  • Vegetation Trees/Landscaped, Wooded
  • View Trees/Woods, Water
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of July 19, 2026 7:02 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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