3699 Moca DriveSt Cloud, FL 34772Price: $460,000

  • Price: $460,000
  • Est. Mortgage of $/month
  • 1 Day on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.47% last updated on Jun 18, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Active
3699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 347723699 Moca Drive St Cloud FL 34772
QR Code

Driving Directions

  • 4Bedrooms
  • 0.27Acreage
  • 3Bathrooms
  • 2017Year Built
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you'll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room-perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12-ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud's sought-after communities
Listing Courtesy of COLDWELL BANKER REALTY

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Fusilier Realty Group. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • Road Frontage DescriptionAsphalt

Parking

  • Num Assigned Parking Spaces2

Rooms

  • Bedrooms4
  • Full Bath3
  • MFR Additional Rooms Formal Living Room Separate, Inside Utility, Loft

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningR-1

Interior

  • Flooring Carpet, Ceramic Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Electric
  • Laundry Features Laundry Room
  • Sewer Public Sewer
  • Utilities BB/HS Internet Available, Public
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • MFR Water Frontage Feet Pond 200
  • MFR Waterfront Feet Total 200
  • Water FeaturesPond
  • Water ViewYes
  • WaterfrontYes

Basic Information

  • List Price$460,000
  • ListingContractDate2026-06-23
  • MLS NumberO6418854
  • Mls Status Active
  • OriginalListPrice460000
  • PostalCodePlus48147
  • PublicSurveyRange30E
  • StatusACT

Location

  • Address3699 Moca Drive
  • AreaSt Cloud (Narcoossee Road)
  • CountyOsceola
  • Exterior Features Rain Gutters, Sidewalk, Sliding Doors
  • MFR Water View Pond
  • StateFL
  • SubdivisionWhaleys Creek Ph 1
  • TownSt Cloud
  • Township 26S
  • Zip34772

Property Information

  • Acreage0.27
  • Attached Garage YN Yes
  • Building Area Total 3,301
  • BuildingAreaUnitsSquare Feet
  • Fencing Vinyl
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionCleared, Corner Lot, Oversized Lot, Sidewalk
  • Lot Size Dimensions 145x67
  • Lot Size Square Feet 11,761
  • MFR Garage Dimensions 21x20
  • MFR Living Area Meters 261
  • MFR Lot Size Square Meters 1093
  • MFR Property Description Corner Unit
  • MFR Total Acreage 1/4 to less than 1/2
  • Square Feet2,820

Other

  • Building Area Source Public Records
  • Date Listed06/23/2026
  • MFR Additional Lease Restrictions Please contact the HOA to verify any information. Room sizes, square footage and HOA are approximate and should be independently verified by buyer/buyer's agent.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2013-06-18
  • MFR Minimum Lease 8-12 Months
  • Status Change Timestamp2026-06-23T11:44:36
  • Vegetation Fruit Trees
  • View Water

Tax Information

  • Association Fee $99
  • Association Fee Frequency Monthly
  • Fees$1,188
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $99
  • Tax Year 2025
  • Taxes$4,292
  • Total Monthly Fees $99

Building

  • Bathroom3
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • Patio And Porch Features Covered, Front Porch
  • Property StyleTraditional
  • RoofShingle
  • Rooms10
  • Stories2
  • Window Features Double Pane Windows, Thermal Windows
  • Year Built2017

Amenities

  • Appliances IncludedConvection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • Association Amenities Playground, Pool
  • Association Fee Includes Pool
  • Association YN Yes
  • Community Features
    • Irrigation-Reclaimed Water
    • Park
    • Playground
    • Pool
    • Sidewalks
    • Street Lights
  • Green Energy Efficient Insulation, Windows
  • MFR Pet Restrictions The buyer/buyer agent is responsible for confirming all information with the HOA. Buyer must verify with HOA for rules and regulations.
  • Other AmenitiesGarden, Pool, Waterfront, Water View
  • Other Equipment Irrigation Equipment
  • PetsYes
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 24, 2026 7:04 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Fusilier Realty Group. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.