5820 Arboretum StreetSt Cloud, FL 34771Price: $515,000

  • Price: $515,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$/month over payments
Federal 30-year interest rate: 6.53% last updated on May 28, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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5820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 347715820 Arboretum Street St Cloud FL 34771
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  • 5Bedrooms
  • 0.14Acreage
  • 3Bathrooms
  • 2024Year Built
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer's agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
Listing Courtesy of LA ROSA REALTY LLC

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More Info

Location Information

  • Road Frontage DescriptionPaved

Rooms

  • Bedrooms5
  • Full Bath3

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • Builder Name D.R. Horton
  • ZoningRES

Interior

  • Flooring Carpet, Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Laundry Room
  • Sewer Public Sewer
  • Utilities Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Basic Information

  • List Price$515,000
  • ListingContractDate2026-05-30
  • MLS NumberO6412182
  • Mls Status Active
  • OriginalListPrice515000
  • PostalCodePlus47658
  • PublicSurveyRange31E
  • StatusACT

Location

  • Address5820 Arboretum Street
  • AreaSt Cloud (Magnolia Square)
  • CountyOsceola
  • Exterior Features None
  • StateFL
  • SubdivisionPrairie Oaks
  • TownSt Cloud
  • Township 25S
  • Zip34771

Property Information

  • Acreage0.14
  • Attached Garage YN Yes
  • Building Area Total 3,118
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Square Feet 6,098
  • MFR Garage Dimensions 20x20
  • MFR Living Area Meters 241
  • MFR Lot Size Square Meters 567
  • MFR Total Acreage 0 to less than 1/4
  • Square Feet2,601

Tax Information

  • Association Fee $180
  • Association Fee Frequency Monthly
  • Fees$2,160
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $180
  • Tax Year 2025
  • Taxes$6,264
  • Total Monthly Fees $180

Building

  • Bathroom3
  • Builder Model Hayden
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • RoofShingle
  • Rooms10
  • Stories2
  • Year Built2024

Amenities

  • Appliances IncludedBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
  • Association YN Yes
  • Community Features Street Lights
  • MFR Pet Restrictions Buyer and/or Buyer's agent responsible to review with HOA directly
  • Other Equipment None
  • PetsBreed Restrictions, Cats OK, Dogs OK, Yes

Other

  • Building Area Source Builder
  • Date Listed05/30/2026
  • MFR Additional Lease Restrictions Buyer and/or Buyer's agent responsible to review with HOA directly
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code A
  • MFR Flood Zone Date 2013-06-18
  • MFR Minimum Lease 7 Months
  • Status Change Timestamp2026-05-30T15:18:35
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 31, 2026 6:30 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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