7636 Bent Tree LoopSt Cloud, FL 34773Price: $378,900

  • Price: $378,900
  • Est. Mortgage of $/month
  • 166 Days on Market
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Federal 30-year interest rate: 7.4% last updated on Oct 8, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Open House
7636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 347737636 Bent Tree Loop St Cloud FL 34773
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  • 3Bedrooms
  • 0.19Acreage
  • 2Bathrooms
  • 2026Year Built
Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7636 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $378,900, this move-in-ready Adams Home features conservation view and large kitchen island. This 3-bedroom, 2-bath 1970B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment. NEW PRICE: $378,900 CONSERVATION VIEW AND LARGE KITCHEN ISLAND NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Open Houses

October 23rd
Starts: 12:00pm
Ends: 5:00pm
October 31st
Starts: 10:00am
Ends: 5:00pm
Listing Courtesy of ADAMS HOMES REALTY,INC

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

School Information

  • Elementary SchoolHarmony Community School (K-5)
  • High SchoolHarmony High
  • Junior HighHarmony Middle

Parking

  • Carport Spaces 2
  • Carport YN Yes

Location

  • Address7636 Bent Tree Loop
  • AreaSt Cloud (Harmony)
  • CountyOsceola
  • Exterior Features Sidewalk
  • StateFL
  • SubdivisionHarmony Central Ph 2
  • TownSt Cloud
  • Township 26
  • Zip34773

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Laundry Room
  • Sewer Public Sewer
  • Utilities Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Other

  • Building Area Source Builder
  • Date Listed05/02/2026
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X500
  • MFR Flood Zone Date 2013-06-18
  • MFR Minimum Lease 8-12 Months
  • Status Change Timestamp2026-10-11T20:54:03
  • Usm Previous StatusActive
  • View Count5

Basic Information

  • List Price$378,900
  • ListingContractDate2026-04-27
  • MLS NumberO6402714
  • Mls Status Pending
  • OriginalListPrice423900
  • PublicSurveyRange32
  • StatusPEN

Rooms

  • Bedrooms3
  • Full Bath2

Building

  • Bathroom2
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • New Construction YN Yes
  • RoofShingle
  • Rooms6
  • Year Built2026

Amenities

  • Appliances IncludedDishwasher, Microwave, Range
  • Association YN Yes
  • Community Features Dog Park, Pool
  • Other AmenitiesPool
  • Other Equipment Irrigation Equipment
  • PetsYes

Tax Information

  • Association Fee $907
  • Association Fee Frequency Annually
  • Fees$907
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $75
  • Tax Year 2026
  • Taxes$907
  • Total Monthly Fees $75

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningX500

Interior

  • Flooring Carpet, Ceramic Tile
  • Furnished Unfurnished

Property Information

  • Acreage0.19
  • Attached Garage YN Yes
  • Building Area Total 2,482
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Square Feet 8,276
  • MFR Living Area Meters 183
  • MFR Lot Size Square Meters 769
  • MFR Total Acreage 0 to less than 1/4
  • Property Condition Completed
  • Square Feet1,970
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of October 14, 2026 5:36 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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