4020 Carteret DriveWinter Haven, FL 33884Price: $405,900

Price: $405,900
Est. Mortgage of $/month
111 Days on Market

NEW PRICE ADJUSTMENT-Seller is willing to offer 3K towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven's renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida's outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you're searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County's most established lake communities. Schedule a showing today!

More Info

Location Information

Road Frontage DescriptionAsphalt, Paved

School Information

Elementary SchoolChain O Lakes Elem
High SchoolLake Region High
Junior HighMcLaughlin Academy Of Excellence

Rooms

Bedrooms4
Full Bath3

Building

Bathroom3
Construction Materials Block, Stucco
Foundation Details Slab
GarageYes
Garage Spaces3
Levels One
MFR Complex Community Name NCCB Traditions
RoofShingle
Rooms6
Window Features Blinds
Year Built2015

Amenities

Appliances IncludedCooktop, Dishwasher, Microwave, Range, Refrigerator
Association Amenities
- Basketball Court
- Cable TV
- Clubhouse
- Fitness Center
- Gated
- Maintenance
- Park
- Playground
- Pool
- Sauna
- Shuffleboard Court
- Tennis Court(s)
- Trail(s)
Association Fee Includes
- Cable TV
- Internet
- Maintenance Grounds
- Maintenance Structure
- Pool
- Recreational Facilities
Association YN Yes
Community Features
- Clubhouse
- Fitness Center
- Gated Community - No Guard
- Park
- Playground
- Pool
- Sidewalks
- Street Lights
- Tennis Court(s)
MFR Amenities Additional Fees Please refer to the community HOA office, covenants, deeds, and restrictions.
MFR Pet Restrictions Please refer to the community HOA office, covenants, deeds, and restrictions.
Other Amenities
- Garden
- Golf
- Lake Access
- Lakefront
- Pool
- Tennis
- Water View
PetsYes

Basic Information

List Price$405,900
ListingContractDate2026-03-10
MLS NumberO6389154
Mls Status Active
OriginalListPrice419900
PostalCodePlus45212
PublicSurveyRange26
StatusACT

Basic Information

Property SubTypeSingle Family Residence
Property TypeResidential
Virtual Tour URL Branded Click Here

Property

Builder Name Lennar Homes

Interior

Flooring Hardwood, Tile
Furnished Unfurnished

Utilities

Cooling Central Air
Heating Central, Electric
Laundry Features Inside, Laundry Room
Sewer Public Sewer
Utilities
- Cable Connected
- Electricity Connected
- Phone Available
- Public
- Sewer Connected
- Underground Utilities
- Water Available
- Water Connected
Water Source Public

Water Body

MFR Water Access YN Yes
Water AccessLake, Lake - Chain of Lakes
Water Body Name RUBY LAKE
Water ViewYes

Legal

Listing Agreement Exclusive Right To Sell
Parcel Number 26-29-13-687552-000650
Tax Legal Description TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65

Tax Information

Association Fee $484
Association Fee Frequency Monthly
Fees$5,808
MFR Association Fee Requirement Required
Monthly HOA Amount $484
Tax Year 2025
Taxes$3,537
Total Monthly Fees $484

Location

Address4020 Carteret Drive
AreaWinter Haven / Cypress Gardens
CountyPolk
Exterior Features Sidewalk
MFR Water View Lake, Lake - Chain of Lakes
StateFL
SubdivisionTraditions Ph 01
TownWinter Haven
Township 29
Zip33884

Property Information

Acreage0.18
Attached Garage YN Yes
Building Area Total 3,062
BuildingAreaUnitsSquare Feet
LivingAreaUnitsSquare Feet
Lot Size Square Feet 7,998
MFR Living Area Meters 212
MFR Lot Size Square Meters 743
MFR Total Acreage 0 to less than 1/4
MFR Water Extras Boat Ramp - Private
Property Condition Completed
Square Feet2,282

Other

Building Area Source Public Records
Date Listed03/10/2026
MFR Additional Lease Restrictions Leasing Restrictions to be Independently Verified by Buyer/s - Please refer to the community HOA office, covenants, deeds, and restrictions.
MFR Exist Lse Tenant YN No
MFR Flood Zone Code X
MFR Flood Zone Date 2016-12-22
MFR Minimum Lease 1-2 Years
Status Change Timestamp2026-03-10T21:11:47
View Count1

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 28, 2026 11:32 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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4020 Carteret DriveWinter Haven, FL 33884Price: $405,900

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4020 Carteret DriveWinter Haven, FL 33884Price: $405,900

$/month over payments

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More Info

Location Information

School Information

Rooms

Building

Amenities

Basic Information

Basic Information

Property

Interior

Utilities

Water Body

Legal

Tax Information

Location

Property Information

Other

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