4020 Sagefield DriveSt Cloud, FL 34773Price: $426,900

  • Price: $426,900
  • Est. Mortgage of $/month
  • 260 Days on Market
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$
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$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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4020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 347734020 Sagefield Drive St Cloud FL 34773
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  • 4Bedrooms
  • 0.11Acreage
  • 3Bathrooms
  • 2025Year Built
Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.
Listing Courtesy of ADAMS HOMES REALTY,INC.

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Location Information

  • Road Frontage DescriptionAsphalt

Rooms

  • Bedrooms4
  • Full Bath2
  • Half Baths1
  • MFR Additional Rooms Loft

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • Builder Name Adams Homes
  • ZoningPUD

Interior

  • Flooring Carpet, Ceramic Tile

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside, Laundry Room
  • Sewer Public Sewer
  • Utilities Electricity Connected, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Basic Information

  • List Price$426,900
  • ListingContractDate2025-10-12
  • MLS NumberO6351853
  • Mls Status Active
  • OriginalListPrice438900
  • PostalCodePlus46209
  • PublicSurveyRange32
  • StatusACT

Location

  • Address4020 Sagefield Drive
  • AreaSt Cloud (Harmony)
  • CountyOsceola
  • Exterior Features Sidewalk, Sliding Doors
  • StateFL
  • SubdivisionHarmony Central
  • TownSt Cloud
  • Township 26
  • Zip34773

Property Information

  • Acreage0.11
  • Attached Garage YN Yes
  • Building Area Total 2,991
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Square Feet 4,792
  • MFR Living Area Meters 223
  • MFR Lot Size Square Meters 445
  • MFR Total Acreage 0 to less than 1/4
  • Property Condition Completed
  • Square Feet2,405

Tax Information

  • Association Fee $825
  • Association Fee Frequency Annually
  • Fees$825
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $68
  • Tax Year 2024
  • Taxes$759
  • Total Monthly Fees $68

Building

  • Bathroom3
  • Builder Model 2405B
  • Construction Materials Stucco
  • Foundation Details Block
  • GarageYes
  • Garage Spaces2
  • Levels Two
  • New Construction YN Yes
  • Patio And Porch Features Patio
  • Property StyleTraditional
  • RoofShingle
  • Rooms9
  • Year Built2025

Amenities

  • Appliances IncludedConvection Oven, Cooktop, Dishwasher, Microwave
  • Association YN Yes
  • Other AmenitiesPool
  • PetsYes

Other

  • Building Area Source Builder
  • Date Listed10/12/2025
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease No Minimum
  • Status Change Timestamp2025-10-12T17:15:47
  • View Count2
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 28, 2026 11:01 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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