3838 Bedford AvenueWinter Haven, FL 33884Price: $429,900

  • Price: $429,900
  • Est. Mortgage of $/month
  • 1 Day on Market
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$
%
$/month over payments
Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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  • 3Bedrooms
  • 0.17Acreage
  • 3Bathrooms
  • 2015Year Built
Welcome to Traditions at Lake Ruby, Winter Haven's desirable gated 55+ community, where resort-style amenities, beautiful surroundings, & an active lifestyle come together! This beautifully maintained 3-bedroom, 3-bathroom residence offers an exceptional floor plan featuring TWO BEDROOMS FEATURE PRIVATE EN SUITE BATHROOMS, a THREE-CAR GARAGE, AN OFFICE/FLEX SPACE and picturesque views of a tranquil pond and fountain. From the moment you arrive, you'll appreciate the home's inviting curb appeal, freshly painted exterior, and attractive paver driveway. Inside, a spacious, thoughtfully designed floor plan welcomes you with freshly painted interiors, recently replaced flooring, and an abundance of natural light. The ROOF was REPLACED IN 2024 and the HVAC SYSTEM was REPLACED IN 2021, offering added peace of mind. One of the home's most appealing features is its thoughtfully designed split-bedroom floor plan, with all three bedrooms positioned in separate areas of the home for exceptional privacy. The spacious primary suite offers a peaceful retreat with beautiful pond and fountain views, along with sliding glass doors providing direct access to the screened patio. Imagine stepping outside each morning to enjoy your coffee while overlooking the water! The second bedroom features its own private en suite bathroom, making it ideal for overnight guests, while the third bedroom is conveniently located near a full guest bathroom just outside its door. An additional flex room with double-entry doors provides the perfect space for a home office, hobby room, or private sitting area. Designed with both comfortable everyday living and entertaining in mind, the home features a formal living room, formal dining room, and spacious great room. The beautifully appointed kitchen offers granite countertops, a breakfast bar, stainless steel appliances, and an abundance of attractive cabinetry providing generous storage. An adjoining dinette offers a charming setting for casual dining while enjoying the beautiful water views. Perhaps one of the most captivating features of this home is the picturesque pond and fountain that serve as a stunning backdrop from nearly every main living area. Enjoy these peaceful views from the primary suite, formal living room, formal dining room, kitchen, dinette, and screened patio. Sliding glass doors from the great room and primary suite provide convenient access to the screened outdoor living space, creating a seamless connection between indoor comfort and Florida's beautiful outdoors. The home's northeast-facing front exposure allows for lovely natural light throughout the day. Beyond the home itself, Traditions at Lake Ruby offers an exceptional resort-style lifestyle! Residents enjoy a beautiful lakefront clubhouse overlooking Lake Ruby, a heated swimming pool and spa, fitness center, aerobics studio, ballroom, billiards room, library, arts and crafts room, and inviting spaces for community gatherings. Outdoor amenities include tennis, pickleball, bocce ball, and shuffleboard courts, scenic walking paths, a dog park, & access to Lake Ruby. An active social calendar filled with clubs, activities, and community events provides wonderful opportunities to enjoy the lifestyle this neighborhood is known for. Conveniently situated near shopping, restaurants, medical facilities, and everything Winter Haven has to offer, this community provides the perfect balance of peaceful surroundings & everyday convenience.
Listing Courtesy of THE STONES REAL ESTATE FIRM

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Location Information

  • Road Frontage DescriptionPaved

Parking

  • Parking Features
    • Driveway
    • Garage
    • Garage Door Opener
    • Golf Cart Garage
    • Golf Cart Parking
    • Ground Level
    • Oversized

Rooms

  • Bedrooms3
  • Full Bath3
  • MFR Additional Rooms Den/Library/Office, Formal Dining Room Separate, Formal Living Room Separate, Great Room

Building

  • Bathroom3
  • Construction Materials Block, Concrete, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces3
  • Levels One
  • Patio And Porch Features Covered, Rear Porch, Screened
  • RoofShingle
  • Rooms14
  • Stories1
  • Window Features Blinds, Drapes
  • Year Built2015

Amenities

  • Appliances IncludedDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Association Amenities
    • Cable TV
    • Clubhouse
    • Fence Restrictions
    • Fitness Center
    • Gated
    • Maintenance
    • Pickleball Court(s)
    • Pool
    • Recreation Facilities
    • Shuffleboard Court
    • Tennis Court(s)
    • Trail(s)
  • Association Fee Includes
    • Cable TV
    • Common Area Taxes
    • Escrow Reserves Fund
    • Internet
    • Maintenance Grounds
    • Maintenance Structure
    • Pool
    • Private Road
    • Recreational Facilities
    • Trash
  • Association YN Yes
  • Community Features
    • Deed Restrictions
    • Dog Park
    • Fitness Center
    • Gated Community - No Guard
    • Golf Carts OK
    • Irrigation-Reclaimed Water
    • Pool
    • Tennis Court(s)
  • MFR Pet Restrictions CONTACT HOA & COUNTY FOR ANY PET RESTRICTIONS
  • Other AmenitiesPool, Tennis, Lakefront, Water View
  • PetsCats OK, Dogs OK, Yes

Basic Information

  • List Price$429,900
  • ListingContractDate2026-11-12
  • MLS NumberL4966446
  • Mls Status Active
  • OriginalListPrice429900
  • PostalCodePlus45214
  • PublicSurveyRange26
  • StatusACT

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential

Property

  • Builder Name LENNAR

Interior

  • Flooring Carpet, Luxury Vinyl
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central
  • Laundry Features Inside, Laundry Room
  • Sewer Public Sewer
  • Utilities BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Additional Water Information Community boat ramp on Ruby Lake
  • MFR Water Access YN Yes
  • Water AccessLake
  • Water ViewYes

Other

  • Building Area Source Public Records
  • Date Listed11/12/2026
  • MFR Additional Lease Restrictions CONTACT HOA & COUNTY FOR ANY RESTRICTIONS
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2026-11-13T00:37:23
  • View Water

Tax Information

  • Association Fee $485
  • Association Fee Frequency Monthly
  • Fees$5,820
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $485
  • Tax Year 2025
  • Taxes$3,047
  • Total Monthly Fees $485

Location

  • Address3838 Bedford Avenue
  • AreaWinter Haven / Cypress Gardens
  • CountyPolk
  • Exterior Features Private Mailbox
  • MFR Water View Pond
  • StateFL
  • SubdivisionTraditions Ph 02
  • TownWinter Haven
  • Township 29
  • Zip33884

Property Information

  • Acreage0.17
  • Attached Garage YN Yes
  • Building Area Total 3,101
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionIn County, Landscaped, Paved
  • Lot Size Square Feet 7,209
  • MFR Garage Dimensions 20X27
  • MFR Living Area Meters 240
  • MFR Lot Size Square Meters 670
  • MFR Total Acreage 0 to less than 1/4
  • MFR Water Extras Fishing Pier
  • Square Feet2,592
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 13, 2026 11:30 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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