644 Hart Lake DriveWinter Haven, FL 33884Price: $699,000

  • Price: $699,000
  • Est. Mortgage of $/month
  • 2 Days on Market
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Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884644 Hart Lake Drive Winter Haven FL 33884
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  • 4Bedrooms
  • 0.62Acreage
  • 3Bathrooms
  • 2002Year Built
From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point. Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication. The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing. The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room. The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet. Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower. Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting. Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.
Listing Courtesy of THE STONES REAL ESTATE FIRM

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More Info

Location Information

  • Road Frontage DescriptionPaved

School Information

  • Elementary SchoolChain O Lakes Elem
  • High SchoolMclaughlin Academy Of Excellence
  • Junior HighMcLaughlin Academy Of Excellence

Parking

  • Parking Features Driveway, Garage Door Opener

Location

  • Address644 Hart Lake Drive
  • AreaWinter Haven / Cypress Gardens
  • CountyPolk
  • MFR Water View Lake
  • StateFL
  • SubdivisionHart Lake Hills Ph 01
  • TownWinter Haven
  • Township 29
  • Zip33884

Property Information

  • Acreage0.62
  • Attached Garage YN Yes
  • Building Area Total 3,350
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot DescriptionIn County, Paved
  • Lot Size Square Feet 27,177
  • MFR Garage Dimensions 20x26
  • MFR Living Area Meters 233
  • MFR Lot Size Square Meters 2525
  • MFR Total Acreage 1/2 to less than 1
  • Property Condition Completed
  • Square Feet2,511

Basic Information

  • List Price$699,000
  • ListingContractDate2026-09-04
  • MLS NumberL4964782
  • Mls Status Active
  • OriginalListPrice699000
  • PostalCodePlus44145
  • PublicSurveyRange26
  • StatusACT

Rooms

  • Bedrooms4
  • Full Bath3
  • MFR Additional Rooms Formal Dining Room Separate, Formal Living Room Separate, Inside Utility

Interior

  • Flooring Carpet, Hardwood, Travertine
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Inside, Laundry Room
  • Sewer Public Sewer
  • Utilities Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water Source Public

Amenities

  • Appliances IncludedDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • Association Amenities Gated
  • Association YN Yes
  • Community Features Gated Community - No Guard
  • MFR Pet Restrictions Must contact the HOA directly to confirm all pet rules and restrictions.
  • Other AmenitiesFireplace, Pool, Lakefront, Waterfront, Water View
  • Other Equipment Irrigation Equipment
  • PetsYes
  • Pool Features Gunite, In Ground, Salt Water, Screen Enclosure
  • Security Features Gated Community

Tax Information

  • Association Fee $1,000
  • Association Fee Frequency Annually
  • Fees$1,000
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $83
  • Tax Year 2025
  • Taxes$7,063
  • Total Monthly Fees $83

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential

Building

  • Bathroom3
  • Construction Materials Block, Stucco
  • FireplaceElectric, Other
  • Fireplace YN Yes
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces3
  • Levels One
  • Patio And Porch Features Porch, Screened
  • Property StyleCustom
  • RoofShingle
  • Rooms13
  • Window Features Blinds, Double Pane Windows, Shades
  • Year Built2002

Water Body

  • MFR Water Access YN Yes
  • MFR Water Frontage Feet Lake 134
  • MFR Waterfront Feet Total 134
  • Pool Private YN Yes
  • Water AccessLake
  • Water Body Name LAKE HART
  • Water FeaturesLake Front
  • Water ViewYes
  • WaterfrontYes

Other

  • Building Area Source Public Records
  • Date Listed09/04/2026
  • MFR Additional Lease Restrictions Must contact the HOA directly to confirm all leasing rules and restrictions. No short term. Minimum 12 month lease.
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2016-12-22
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2026-09-04T18:40:13
  • Vegetation Mature Landscaping
  • View Pool, Water
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of September 5, 2026 8:03 AM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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