4132 Martindale LoopWinter Haven, FL 33884Price: $399,900

  • Price: $399,900
  • Est. Mortgage of $/month
  • 2 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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4132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 338844132 Martindale Loop Winter Haven FL 33884
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  • 4Bedrooms
  • 0.19Acreage
  • 3Bathrooms
  • 2008Year Built
Welcome to this beautifully maintained, energy-efficient 4-bedroom, 3-bath home in the highly desirable Traditions at Ruby Lake, a premier 55+ gated community offering the very best of Florida resort-style living. Situated on an oversized lot, this exceptional home features a desirable split floor plan and soaring high ceilings that create a bright, open, and spacious feel throughout. Thoughtfully upgraded for both comfort and efficiency, the home offers a spacious, expanded screened lanai with brick pavers-the perfect outdoor retreat for entertaining or enjoying a quiet evening-enhanced by customizable LED lighting to create the ideal ambiance. Energy-saving features include foam-core insulation in the concrete block walls, new Andersen windows, and a freshly painted exterior. Inside, you'll find hardwood flooring in the primary bedroom and front bedroom, which also makes an ideal home office. The kitchen is beautifully appointed with custom cabinetry, granite countertops, slate stainless steel appliances, and abundant storage. Custom maple shelving in the pantry, laundry room, and both linen closets adds both elegance and functionality. The primary bath also features granite countertops, completing the home's high-quality finishes. Designed for comfortable everyday living and effortless entertaining, this home offers generous living spaces that provide both privacy and flexibility for family and guests. HOA dues provide exceptional value and include weekly lawn and landscape maintenance, Spectrum TV service, and exterior house painting every seven years. Residents also enjoy full access to the community's impressive lakefront clubhouse, featuring a resort-style pool and spa, sauna, showers, a fully equipped fitness center, staffed front desk, library, business center, billiards room, craft room, and a spacious ballroom that hosts meetings, dances, entertainment, guest speakers, clubs, and social events. Outdoor amenities are equally impressive and include tennis, basketball, bocce ball, shuffleboard, pickleball, three community boat docks, a picturesque lakeside gazebo, and a paved walking path along the lake-perfect for morning strolls or evening exercise. If you're looking for a move-in-ready home with exceptional upgrades, low-maintenance living, and an active, resort-style lifestyle, this is the one you won't want to miss!
Listing Courtesy of TRADE WINDS REALTY

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More Info

Location Information

  • Road Frontage DescriptionAsphalt

Rooms

  • Bedrooms4
  • Full Bath3

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Interior

  • Flooring Ceramic Tile
  • Furnished Negotiable

Utilities

  • Cooling Central Air
  • Heating Central, Heat Pump
  • Laundry Features Inside, Laundry Room
  • Sewer Public Sewer
  • Utilities
    • Cable Connected
    • Electricity Connected
    • Public
    • Sewer Connected
    • Underground Utilities
    • Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Other

  • Building Area Source Public Records
  • Date Listed07/18/2026
  • MFR Additional Lease Restrictions MUST BE 55 OR OLDER
  • MFR Exist Lse Tenant YN No
  • MFR Flood Zone Code X
  • MFR Flood Zone Date 2016-12-22
  • MFR Minimum Lease 1-2 Years
  • Status Change Timestamp2026-07-18T16:42:33

Basic Information

  • List Price$399,900
  • ListingContractDate2026-07-18
  • MLS NumberL4963446
  • Mls Status Active
  • OriginalListPrice399900
  • PostalCodePlus45239
  • PublicSurveyRange26
  • StatusACT

Location

  • Address4132 Martindale Loop
  • AreaWinter Haven / Cypress Gardens
  • CountyPolk
  • Exterior Features Sliding Doors
  • StateFL
  • SubdivisionTraditions Ph 02
  • TownWinter Haven
  • Township 29
  • Zip33884

Property Information

  • Acreage0.19
  • Attached Garage YN Yes
  • Building Area Total 2,465
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Square Feet 8,481
  • MFR Living Area Meters 175
  • MFR Lot Size Square Meters 788
  • MFR Total Acreage 0 to less than 1/4
  • Property Condition Completed
  • Square Feet1,894

Tax Information

  • Association Fee $484
  • Association Fee Frequency Monthly
  • Fees$5,808
  • MFR Association Fee Requirement Required
  • Monthly HOA Amount $484
  • Tax Year 2025
  • Taxes$2,936
  • Total Monthly Fees $484

Building

  • Bathroom3
  • Construction Materials Block, Stucco
  • Foundation Details Slab
  • GarageYes
  • Garage Spaces2
  • Levels One
  • RoofShingle
  • Rooms11
  • Stories1
  • Year Built2008

Amenities

  • Appliances IncludedDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Association Amenities
    • Basketball Court
    • Cable TV
    • Clubhouse
    • Fence Restrictions
    • Fitness Center
    • Gated
    • Maintenance
    • Pickleball Court(s)
    • Pool
    • Recreation Facilities
    • Security
    • Shuffleboard Court
    • Tennis Court(s)
    • Trail(s)
    • Vehicle Restrictions
    • Wheelchair Access
  • Association Fee Includes
    • Cable TV
    • Escrow Reserves Fund
    • Management
    • Pool
    • Private Road
    • Recreational Facilities
  • Association YN Yes
  • Community Features
    • Association Recreation - Owned
    • Clubhouse
    • Deed Restrictions
    • Dog Park
    • Fitness Center
    • Gated Community - Guard
    • Golf Carts OK
    • No Truck/RV/Motorcycle Parking
  • MFR Number Of Pets 2
  • Other AmenitiesPool, Tennis, Lakefront
  • Other Equipment Irrigation Equipment
  • PetsCats OK, Dogs OK, Number Limit
  • Security Features
    • Gated Community
    • Security Gate
    • Security Lights
    • Security System
    • Security System Owned
    • Smoke Detector(s)
Fusilier Realty Group
Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of July 19, 2026 7:02 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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