260 S Central AvenueUmatilla, FL 32784Price: $870,000

  • Price: $870,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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Federal 30-year interest rate: 6.36% last updated on May 14, 2026
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260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784260 S Central Avenue Umatilla FL 32784
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  • 2Bedrooms
  • 0.58Acreage
  • 2Bathrooms
  • 1998Year Built
Lakefront Oasis with Income Potential - 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature's Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options - the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity - schedule your private showing today!
Listing Courtesy of RLW REALTY

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More Info

Location Information

  • Road Frontage DescriptionPaved

School Information

  • Elementary SchoolUmatilla Elem
  • High SchoolUmatilla High
  • Junior HighUmatilla Middle

Basic Information

  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • Virtual TourView Tour

Property

  • ZoningRP

Interior

  • Flooring Tile
  • Furnished Unfurnished

Utilities

  • Cooling Central Air
  • Heating Central, Electric
  • Laundry Features Inside
  • Sewer Public Sewer
  • Utilities BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source Public

Water Body

  • MFR Water Access YN No
  • Water ViewNo

Other

  • Building Area Source Public Records
  • Date Listed05/15/2026
  • MFR Additional Lease Restrictions PER THE CITY OF UMATILLA CODE OF ORDINANCES
  • MFR Exist Lse Tenant YN Yes
  • MFR Flood Zone Code X*
  • MFR Flood Zone Date 2012-12-18
  • MFR Minimum Lease No Minimum
  • Status Change Timestamp2026-05-15T16:54:19

Basic Information

  • List Price$870,000
  • ListingContractDate2026-05-15
  • MFR Currency Monthly Rent Amt 2250
  • MLS NumberG5111095
  • Mls Status Active
  • OriginalListPrice870000
  • PostalCodePlus49536
  • PublicSurveyRange26E
  • StatusACT

Building

  • Bathroom2
  • Construction Materials Block, Cement Siding, Frame
  • Foundation Details Slab
  • Levels One
  • RoofShingle
  • Rooms8
  • Stories2
  • Year Built1998

Amenities

  • Appliances IncludedDishwasher, Range, Refrigerator, Tankless Water Heater
  • MFR Pet Restrictions PER THE CITY OF UMATILLA CODE OF ORDINANCES
  • Other AmenitiesLakefront, Waterfront, Dock
  • PetsYes

Legal

  • Listing Agreement Exclusive Right To Sell
  • Parcel Number 13-18-26-0500-00A-00501
  • Tax Legal Description UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430

Tax Information

  • Tax Year 2025
  • Taxes$6,856

Parking

  • Carport Spaces 2
  • Carport YN Yes
  • Parking Features Covered

Rooms

  • Bedrooms2
  • Full Bath2

Location

  • Address260 S Central Avenue
  • AreaUmatilla / Dona Vista
  • CountyLake
  • Exterior Features Lighting, Storage
  • StateFL
  • SubdivisionUmatilla Mitchenors Add
  • TownUmatilla
  • Township 18S
  • Zip32784

Property Information

  • Acreage0.58
  • Building Area Total 1,980
  • BuildingAreaUnitsSquare Feet
  • LivingAreaUnitsSquare Feet
  • Lot Size Dimensions 73x405
  • Lot Size Square Feet 25,222
  • MFR Living Area Meters 116
  • MFR Lot Size Square Meters 2343
  • MFR Total Acreage 1/2 to less than 1
  • Property Condition Completed
  • Square Feet1,258
Fusilier Realty Group

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Fusilier Realty Group
Office: 407-281-8455
10016 Wellness Way
Orlando, FL 32832

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 16, 2026 7:33 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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